Spousal Benefits

Social Security and You

Social Security Benefits Are Not Prorated

Q: It has always puzzled me why Social Security takes back a person’s Social Security check for the month he or she dies. My aunt died in April, and as her executor, I was counting on using her last Social Security check to pay off some of her bills. But the government took that money

Social Security and You

Don’t Blame the Government — Blame Yourself

Sometimes people will write to me complaining that the government, specifically the Social Security Administration, has messed up and cheated them out of benefits they might have been due. But many times, the fault (to trivialize a famous line from Shakespeare’s play, “Julius Caesar”) is not in our government, but in ourselves. Here are some

Social Security and You

Questions from Young Widows

Last week, I answered questions about Social Security widow’s benefits. But I ran out of column space before I ran out of questions to answer. So, this week, more questions and answers about widows. Last week’s questions were mostly from older women in their 70s and 80s. Today’s questions come from younger widows. Q: My

Social Security and You

Social Security Benefits for Widows

Social Security Benefits for Widows I’ve saved up some questions that are either from widows or from husbands or wives wondering about future widow’s benefits. Here are some of them. Q: I want to make sure my wife gets the highest widow’s benefits possible after I’m gone. How do I do that? A: If that’s

Social Security and You

When and How to File for Social Security Benefits

Hundreds of thousands of people will be filing for Social Security benefits in 2022. So today, I’m going to write a column about when and how to file for Social Security benefits. But first, let me clarify the “when to file” part. As I’ve said over and over again in this column, I am not

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