Spousal Benefit

Social Security and You

Sometimes Waiting Until 70 Doesn’t Make Sense

Image by Kim Heimbuch from Pixabay Older adults across the country are bombarded with invitations to attend seminars that allegedly will clue them in on a supposed “secret” to maximizing their Social Security benefits. Well, if you’re one of those folks, I can save you the trouble of getting out of the house and traipsing

Social Security and You

The Best Social Security Book I’ve Ever Read

I just finished reading the best book about Social Security that I have ever read. In just under 100 pages, the author explains everything you’d probably ever need to know about our nation’s bedrock social insurance program. If you are someone pushing retirement age who wants to know when and how to file for benefits,

Social Security and You

Carrying a Social Security Grudge for Years

I’m always amazed by the number of emails I get from people who have been getting benefits for 10 years, or 20 years, or even more — and now they are coming to me with questions about their benefit amount. Or to be more precise, they are telling me some version of this lament: “I

Social Security and You

Most Common Social Security Questions

I get hundreds of emails each week from my readers. I try to answer them all, but I probably answer many of the same questions over and over again! I’ll include those common questions in today’s column. My answers are going to be short and to the point, just so I can squeeze in as

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