Primary Insurance Amount


How Retirement Benefits Are Figured – Social Security

After doing this column for so many years (more than a quarter century now), I’ve learned there are two kinds of potential Social Security beneficiaries. The vast majority are those who just want a general idea of how their benefits will be figured. But there are more than a few people out there who want

Family Maximum Doesn’t Apply to Couples – Social Security and You

I frequently get questions from soon-to-be retirees who have heard about a “family maximum” that applies to Social Security benefits, and they are afraid that rule will reduce the benefits they are due as a couple. So, here is the message of this column: The family maximum rules do not apply to a husband and

Social Security and You

How a Social Security Benefit Is Figured — For Beginners and for Experts

There are some columns I could repeat over and over again — because I’m asked the same questions over and over again. One of the most common questions I’m asked is this: “How is my Social Security benefit figured?” I’ve answered this question many times in past columns, and I’m going to do it again