Opinion: Restricting Credit Harms People Who Policymakers Want to Help

As America is getting on the road to economic recovery, several states are proposing terrible new alternative credit laws that would have disastrous consequences. Illinois, Kansas, and New Mexico are considering laws to make it more difficult for working-class families to use non-bank lenders, possibly joining Connecticut, New York, and Pennsylvania in enacting failed policies that lock scores of everyday folks out of

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